How We Help You

To make your home loan journey a smooth sail, we will help you to learn more about eligibility criteria, interest rates, processes, and necessary documents.

The JRS Home Loans team is dedicated to helping you find and fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan.

We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches and walk you through the process.

With more than 25 years of mortgage banking experience, we are prepared to handle all of your mortgage banking needs.

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Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home Loan

New Home Loans at basic interest rates from JRS Home Loans. You can apply online and check your eligibility and easy EMI. Get a fast approval for your new home loan.

Home Equity Conversion Mortgage

The Home Equity Conversion Mortgage (HECM) is Federal Housing Administration’s (FHA) reverse mortgage program which enables you to withdraw some of the equity in your home.

Land Purchase Loan

Buying land allows you to build the home of your dreams or conserve a slice of nature. However, land can be expensive in high-demand areas, so you may need a loan to fund your land purchase.

Home Renovation Loan

Simply put, this type of loan is for people who don’t have the cash to finance the project they have in mind. This could be everything from a new roof or furnace to a kitchen or even an addition to the home.

Find Out If You Qualify For A Home Loan

Check Eligibility

Types of loans

All loans are not created equal, personal loan has become a great option for people to use.

VA Loan

The Veterans Affairs offers loans for veterans and active military members. They offer lower loan rates than traditional mortgages and can allow veterans to borrow up to 100% of the properties value. Veterans, active military and National Guard are eligible to apply for a VA loan.

Down Payment Assistance

DPA programs are available for individuals with incomes below median levels, and borrowers with little to no money saved for a down payment. Good for First Time Home buyers. Grant money does not have to be paid back. Increase your buying power

Bank Statement Loans

Bank statement loans are good for self employed borrowers who show a loss for their business. 12-month personal bank statements loans. 24 month personal and business bank statement loans.

Conventional Loans

Conventional Loans are the perfect loan for borrowers with good credit history and assets. Flexible property requirements. No upfront mortgage insurance premiums.

FHA Loans

FHA Loans are one of the easiest mortgages to qualify for because they don’t require a large down payment and they are more flexible with credit scores. Home buyers with lower credit scores, low to moderate incomes and who can afford down payments as low as 3.5% would be perfect for an FHA Loan.

Flexible Qualification Requirments


Credit Score as low as 500


Down payment as low as 3.5%

Frequently Ask Questions

Here are answers to the most frequently asked questions.

The process generally takes 30 days once you have gone under contract on your home.

We will always require your last two years odf W2’s and tax returns, a copy of your drivers license, 60 day of bank statements, and 30 days pay stubs. To make the process smoother, start gathering these things once you’re issued a pro-approval letter.

You have access to our mortgage calculator to find out the best scenario for you and what price range you are looking for.

Our branch office is located at 835 SW Alsbury Blvd. Ste 1. Burleson, TX. 76028

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Now apply for a Home Loan online, All you need to do is provide your details below and we’ll contact your as soon as possible.